Strategy

At Our Firm, our clients are introduced to the financial X-Ray process, which looks at all aspects of our client’s financial life, which allows financial decisions based on goals not products.

Our clients find the potential to:

  • Increase wealth without additional out-of-pocket outlay
  • Validate the success of their money decisions before making them
  • Learn how achieve the retirement that have worked so hard for.

Above all, we believe if clients are aware of the challenges that we all face from now through retirement and are able to develop contingency plans, it will add to their confidence.

Process

Step 1 – First Meeting

We will meet to discuss your situation and see if a financial X-ray makes sense for your situation.

Step 2 – Questionnaire Review Meeting

Using the completed questionnaire along with the financial documents you have provided we will discuss your complete financial profile.

Step 3 – Your X-Ray Meeting

Using the information provided from your questionnaire and documents from our second meeting we will present the results of the analysis. We will first discuss your present financial situation and then work with your future situation.

Step 4 – Strategy Meetings

From the results of the analysis and our discussions we will begin implementing the strategies we have agreed to that will aim to maximize your wealth creation with a minimum of additional expenditures.

Step 5 – Regularly Scheduled Meeting

We will maintain the role of the Macro Manager for your financial wellbeing. We will meet with you on a regular basis to review and modify the plan when necessary to reflect any changes in your financial status and recommend implementation of changes when necessary.

Objectives of the Financial X-ray:

• To increase the amount of money you will have over your lifetime
• To reduce your income taxes
• To give you better access to your money
• To lower your financial costs
• To provide total needs-based and value-based insurance protection
• To lower your financial risk
• To give you a better understanding of how your money is working for you
• To provide organization of your financial documents
• To provide a verifiable financial process

Why Do a Financial X-Ray?®

We live in a complex world that changes rapidly

Keeping up in a changing world is difficult. Of the many money decisions that you must make, knowing which are appropriate is not easy. Information overload can lead to financial paralysis. You probably lack the time to properly research all aspects of your money decisions. How it helps: The X-Ray process helps you cope with these changes by providing easy to understand and easy to follow financial models.

Government is constantly changing the tax laws

Changing tax laws make it difficult for the consumer to plan easily and successfully. The tax laws have become more and more complicated. How it helps: The X-Ray Process can help you reduce your income taxes over your lifetime by providing tax strategies designed to simplify your financial life.

Stock market fluctuations and risk

The stock market fluctuates up and down. It moves in cycles. A problem can exist when you need your money in a down cycle and your stocks have declined in value. Timing is important, but it cannot be controlled. How it helps: Our investment methodology seeks to help you achieve “High Reward with Low Risk” through its unique planning strategies.

Misinformation contained within the media

Misleading information regarding insurance and financial products and strategies is prevalent on the Internet and in financial magazines, financial “How To” books and sales literature. How it helps: The X-Ray process will help explain how many money strategies and products being advertised and promoted today may become hazardous to your wealth and protection goals. We will help you select the strategies tailored to help meet your individual needs, wants, and desires and implement them with the best products with no bias to company or product type.

Strategies and Products

There are many advantages and disadvantages of each strategy or product listed below. You deserve a complete and comprehensive evaluation of these strategies and products in order to assess their value to you and your family. What you may not be aware of is that you could unnecessarily be losing a significant amount of money and protection over your lifetime if the strategies and products listed below are not properly coordinated and integrated to enhance the advantages and minimize the disadvantages.

Contact Us

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